use the mirrors. UK's top LGV training specialists. All questions come with explanations provided by the Driver and Vehicle Standards Agency (DVSA). Why not get in touch with us. The theory test is intense, with 100 multiple-choice questions plus the hazard perception test. 24. Everything you need to pass the exam in one place! - Always up-to-date - all revision materials are valid for 2023. 0. Easily apply: Responsive employer. New Lgv Driver jobs added daily. 07. Events. 3) Driver CPC Case Study Test – Part 2. It is a great and simple vehicle to learn in giving you confidence throughout your course with us. email: info@trucktesting. Centre? A: Dublin Tunnel Commercials is situated in North Dublin, opposite Kealy's pub, only minutes from Dublin. ie website: tel: 01 450 8414 fax: 01 450 8412Book LGV Test; Book HGV Test; Uncategorized. Vans & Jeeps To find out more about your vehicle and the test it needs click here If you own a van or jeep (small goods vehicles that weigh 3,500 kg or less), you'll need a Light. Connect Ornella Di Stefano Experienced Quality Engineer in. Daily and Weekly Van Hire. ie website: tel: 01 409 4253 fax: 01 409 4470. Join 5 million drivers who learnt using our apps. Dogs travelling from, or returning from, GB to Ireland will require treatment for tapeworm by a vet 1 to 5 days before arrival in Ireland. Server IP address resolved: No. OR CALL. Dublin (25) Kildare (17) Kilkenny (7) Laois (6) Longford (5) Louth (7) Meath (10) Offaly. Website Information. HGV & LGV Testing for Kildare and South West Dublin CLICK TO BOOK YOUR TEST OR CALL 045 848 941 Where we are Irish Commercials-Vehicle Testing Centre Millennium. Hourly rates can be anywhere between £10 per hour and £15 per hour. The microimmunofluorescence test for the L-type serovar of C trachomatis is a more sensitive and specific test. 2 lane LGV test centre; Full tachograph calibration and installation service; Speed limiter calibration fitting; Multi brand diagnostic service; 4 fully equipped service vansDownload LGV Theory Test UK 2022 Prep and enjoy it on your iPhone, iPad and iPod touch. 2021 Weekend Deals; 14. You may be advised to have an LGV test if you have tested positive for Chlamydia and you are showing symptoms of an LGV infection. Light Goods Vehicles (LGV) Test Price Retest Price; Vehicles having a design gross weight not excceeding 3,500 kilograms: €94. Effective January 2022, the revised Council for State At LCD Driving Academy we provide expert LGV Courses and Driving Lessons. 5 tonnes or less: €111. IE Visit. email: [email protected] Tunnel Commercials Test Centre offers a full range of HGV (Heavy Goods Vehicle) and LGV (Light Goods Vehicle) testing. Apply with your Indeed CV. 650-736-5200. As a result, you can expect a healthy salary between £22,492 and £29,000 when you hold an HGV Class 2 (Category C) driving licence. If you count the expense of buying materials to practice for the test, you should estimate the cost to be about £50. All 900+ questions & explanations. CLICK TO BOOK YOUR TEST. Dublin Tunnel Commercials, HGV and LGV Tests in Dublin, Meath, Louth and Kildare. Depending on the type of subscription you have, you can use this app to revise for the: To prepare for the Hazard Perception Test, please login to your Driving Test Success Anytime online account. Safetynet Primary Care. We operate a CVRT test centre and provide a CVRT test service in Dublin. Book LGV Test Book HGV Test. email: [email protected] LGV Test; Book HGV Test; Category CVRT Testing. Data privacy and security practices may vary based on your use, region, and age. However, the average salary for HGV Class drivers is around the £25,000 mark. you drive a horse box or you are considering a career with the Ambulance Service, then C1, 7. All commercial vehicles are required by law to have an annual commercial vehicle test. Contrast sensitivity refers to the amount of contrast or light a person needs in order to detect/identify an object or pattern in varying. All commercial vehicles are required by law to have an annual commercial vehicle test. - Sit unlimited mock tests, structured just like the official DVSA test. Trinity College Dublin, +4 more Trinity College, Dublin, +1 more. Clare (4) Cork (24) Kerry (6) Limerick. 43: Motor caravans with three or more axles: €94. 2 lane LGV test centre; Full tachograph calibration and installation service; Speed limiter calibration fitting; Multi brand diagnostic service; 4 fully equipped service vansLGV Theory Test Kit contains everything you need to prepare and pass your UK LGV Theory Test! (1) LGV Theory Test: DVSA Revision Theory Test questions and answers. Driving test waiting times have risen to an average of 13 weeks, with the longest waiting times in Tralee, Co Kerry, at almost five months, according to the latest figures. Your DOE test centre from Dublin to Galway and Cork. It will give you a HUGE ADVANTAGE in passing your theory test on your first attempt. They are transmitted just like standard chlamydia and can affect the genitals, anus, rectum, throat, but they spread to the lymph glands and cause different symptoms. M50 Truck and Van Centre Unit 2, Northern Cross Business Park, Finglas, Dublin 11, Ireland. LGV bacteria usually enter the body through the delicate, moist skin of the rectum and penis. trachomatis genotypes can be discriminated by outer membrane protein A. Light Goods Vehicles (LGV) Test Price Retest Price; 3. Dublin Tunnel Commercials Test Centre offers a full range of HGV (Heavy Goods Vehicle) and LGV (Light Goods Vehicle) testing. Your DOE test centre from Dublin to Galway and Cork to Donegal is only a click away. MyRoadSafety. email: vtndouglas@kevinoleary. FAQ. 27. Leverage your professional network, and get hired. Thus a minimum level of driving in Ireland, with 2 functioning eyes, is 6/12 for. Passing the LGV Theory Test is the first step in that all-important route to becoming a professional driver; launching a career that could last a lifetime. gov. Complete DVSA theory kit + CPC case studies & new hazards. LGV Theory Test is made up of two parts: 1. If an incorrect test category has been selected, any cost variance will need to be settled between you and the test centre. Call us for an instant detailed vehicle rental quote!Conceals to 3 added participants of your household when driving or travelling in any kind of cars and truck under 16 years of ages, as long as it's independently signed up in as well as being made use of within the Dublin. Prepare for your Large Goods Vehicle (LGV or Lorry) Theory Test and pass FIRST TIME! APPLICATION FEATURES - Contains the complete revision questions from the Driver and Vehicle Standards Agency (DVSA) for. (3) The Highway Code. Interpart (Drumalee) Ltd. com, updated hourly. Offline. LGV Testing and DOE Testing. At Dublin Tunnel Commercials Ltd we have well equipped modern premises with 2 LGV and 3 HGV lanes. Vehicle Testing Centres in County Dublin National Directory of Vehicle Testing Centres Ireland, HGV Testing, LGV Testing and DOE Testing. CVRT Testing. 5 tonnes or less: €70. 27. Our expert team at As a result, you can expect a healthy salary between £22,492 and £29,000 when you hold an HGV Class 2 (Category C) driving licence. (LGV) Test Price Retest Price; Van and Jeeps – lighter than 3,500 kg: €111. Limerick, County Limerick. CVRT Testing. HGV Tests, LGV Tests, at Dublin Tunnel Commercials Vehicle Testing Centre, Heli Centre, Airport Business Park, Old Swords Road, Cloghran, Co. Specialists in headlight alignment, specialised electronic break testing, accident repairs,laser wheel alignment and the provision of. Dublin airport is to open walk-in and drive-through Covid-19 testing facilities later this week. It is possible to reschedule or cancel your booking provided the request is made 5 full calendar days before the day of your Test and not including the day you reschedule. 7% for the multiple-choice test and 3. Caithness. LGV is relatively rare in Scotland and is mostly acquired by men who have sex with men. Treatment. Step 2: Select Test Category and check location. 5 tonnes: €116. LGV is more common in Central and South America than in North America. (543) £3. One must answer 85 of the questions correctly in order to pass this portion of the exam. Argent are also the. 99. Centre? A: Dublin Tunnel Commercials is situated in North Dublin, opposite Kealy's pub, only minutes from Dublin. Kylemore Park West, Dublin 10. 18 more sweepers to clean Dublin’s fair city → . Heavy Goods Vehicles (HGV) Test Price Retest Price; Vehicles 3. Infection through the mouth and throat is possible but rare. Service, repairs and parts for all makes and models. . Hours: 8 a. Don’t take chances with your LGV (HGV) theory test. 86: €35. 02. Get LGV Theory Test UK – 2023 Prep now! Save your time, money and energy from running out. . Master all of the topics and you’ll be guaranteed to pass. 04: Heavy Goods Vehicles (HGV) Test Price Retest Price; Ambulances: €114. Vehicle registration number. OR CALL 045 848 941. ie website: tel: 01 450 8414 fax: 01 450 8412I wish to undergo an eyesight test on foot of my application for a learner permit/driving licence as required by the Road Traffi c Acts. 29Heavy Goods Vehicles (HGV) Test Price Retest Price; Vehicles 3. Our drug testing options include DOT and non-DOT urine drug tests, breath alcohol tests, EtG alcohol tests, and hair follicle drug tests. For those with imagination, can-do, integrity and a willingness to embrace change, the possibilities at Asda are limitless. Results Thirty-three MSM with LGV were included. Q3 - What is the national speed limit for an LGV over 7. 43Wicklow VTN Glebe Business Park, Port Access Road, Wicklow Town, Co. 4 jobs. email: info@kildarevtn. Review important information about upcoming or current Hotlines, CPT code changes, and new tests. m. Quicker, easier. Ambulances, buses and minibuses (passenger vehicles with more than eight seats exclusive of the driver’s seat), goods trailers (over 3. 2. ie website: tel: 01 612 0922 fax: 01 625 1953LGV Theory Test Kit contains everything you need to prepare and pass your UK LGV Theory Test! (1) LGV Theory Test: DVSA Revision Theory Test questions and answers. D1 training is charged at £65/hr with practical test fees of £40 & £115. Master Technician, HGV, LGV, CARS, MOTORBIKES. Since 1993 an approved and authorised LGV commercial vehicle test centre. Type of Test Category Title. Monday to Friday + 3. ie website: tel: 01 409 4253 fax: 01 409 4470. 2023 LGV & HGV Theory Test UK app has all you need to PASS your test on the 1st try! Includes the latest revision questions and answers for 2023, licensed by DVSA. The registered office of Dooley Motors Commercial Vehicle Test Centre Limited is: Sleaty,. All centres licensed to provide HGV (Heavy Goods Vehicles) and LGV (Light Goods Vehicles) tests are listed on this website. (See note 1 overleaf). Full-time. Speak with our experienced advisors Monday - Friday 7:00am - 5:30pm. 24. Only those drivers holding this licence can drive the largest and heaviest HGVs and construction equipment now on the road. If you are the owner of a Vehicle Test Centre please complete the form below to register. The developer provided this. cars which are between 10 and 29 years old are required to be tested every year. An Introduction. You can register online for drug tests or DNA testing. Q: Where is Dublin Tunnel Commercials Ltd. The theory test costs a total of £37 to sit - £26 for Part 1a and £11 for Part 1b. LGV Cat C Module 4 - verbal theory and practical demonstration Bus Cat D Module 4 - verbal theory and practical demonstration Extended Practical Driving Test (category B) Taxi Driver Test: Belfast Dill Road Castlereagh Road Lisnasharragh Belfast BT6 9HT. IRELAND’S FIRST COVID-19 antigen testing facility has opened in Dublin Airport. Please call the test centre on 0404 67331 for all bookings. 12. ie website: tel: 057 866 4899 fax: 056. If the brake pedal of a vehicle feels soft or spongy when applied, what does this mean? 5. Enter the registration of the vehicle you wish to test:. 2022 New 2022 Medium Hire Vans in Stock. OR. This step is crucial for promoting environmental sustainability and ensuring that commercial vehicles comply with emissions standards. All Test Fees have RSA levy applied to CVRT Total Costs Test Excluding Vat Re-test Fee Including Vat @ 23% Test Fee with Vat Included @ 23%; Mechanically propelled vehicles used for the carriage of passengers with more than 8 seats but fewer than 14 seats, excluding the driver’s seat: €198. County. 2nd floor. Alternatively, if acquired by anal sex, it may manifest as severe proctitis. Updated on. Contact. Dublin Contact Phone No 01 808 0924The National Vehicle and Driver File (NVDF) is a database containing details of all 2. Please note: if you. Join 5 million drivers who learnt using our apps. FAQ. Download LGV Theory Test UK 2023 Prep and enjoy it on your iPhone, iPad and iPod touch. FAQ. 2 lane HQV test centre. Full test fee €116. to 3 p. LGV Category C (HGV Class 2) LGV Category C (HGV Class 2) gives you the right to drive any rigid vehicle up to 32 tonnes. Elsatrans. 56. > Contains the complete Revision questions from the Driver and Vehicle Standards Agency (DVSA). Apply for Lgv driver driving lgv and hgv jobs in Dublin • Explore 33. Argent are an NSAI and ATC Approved Heavy Goods and Light Commercial Vehicle Test Centre holding ISO Certification. Title. 43: Motor caravan with two axles: €76. (LGV) Test Price Retest Price; Van and Jeeps – lighter than 3,500 kg: €111. m. 2022 Updated Range of Box Trucks with Tail lifts in Dublin; 21. 000+ new and current Job vacancies • Competitive salary • Full-time, Temporary, and Part-time Jobs • Fast & Free • Top employers in Dublin • Lgv jobs is easy to find • Start your new career right now! Never miss new jobs with Jooble mobile app. Kevin O’Leary – (Douglas) C/O Audi Cork, South Douglas Road, Douglas, Cork, Ireland. 86: €35. Shetland. 2 lane LGV test centre; Full tachograph calibration and installation service; Speed limiter calibration fitting; Multi brand diagnostic service; 4 fully equipped service vansThe LGV test covers vehicles up to 3500 Kgs gross. Monaghan (5) Home › How to Register. 96What you need to know about learning to drive in Ireland, from learning the rules of the road to taking your theory test, applying for a learner permit and taking your driving test. Full time Bus Driver to drive a medium sized bus on a regular route Daly between Youghal and Dungarvan Co. Field Test Engineer at Otis Elevator Co. They are common on test routes as examiners assess your ability on lane changes. 01 450 8414. Sunday: Closed. Since then we have successfully trained thousands of drivers for the transport Industry. 04: Heavy Goods Vehicles (HGV) Test Price Retest Price; Ambulances: €114. Is applying to exchange a driving licence issued by a non-EU country. How do I get tested for LGV? An LGV test involves swabs of the throat and arse, as well as a urine test. Time to do the test (check your diary) Credit/ Debit card details if you decide to pay online (alternatively you can pay at the test centre) All commercial vehicles are required by law to have an annual commercial vehicle test. cars that are between 30 and 39 years old are required to be tested twice a. In this role, you will be responsible for the maintenance, repair, and overall upkeep of a diverse fleet of over 1,000 units used by major. 07. %. 9%. Our test centre is one of the largest in the region and consistently outperforms other facilities, with speedy turnaround. However, the average salary for HGV Class drivers is around the £25,000 mark. The facility. 2. Course 4 - Fuel Efficient Driving Online. OR CALL. New Vehicles; Used Vehicles; Services; Test InformationRoads and routes directly leading in and out of the test centre. Q: Where is Dublin Tunnel Commercials Ltd. In Ireland, a driving licence is an official document which authorises its holder to operate various types of motor vehicle on roads to which the public have access. on 4 July 2019. LGV is a specific type of chlamydial infection, caused by the serovars L 1, L 2, and L 3 of C. Menu. #21 in Education. Both parts can be taken at different times, but you must pass BOTH parts within 24 months to acquire a pass. Services Provided . The app is free to download, provides turn-by-turn visual and voice navigation, route previews with unlimited use. Browse by location Connaught. ie. 96 What you need to know about learning to drive in Ireland, from learning the rules of the road to taking your theory test, applying for a learner permit and taking your driving test. The center is designed to cater to the needs of LGV drivers, with a large space for maneuvering and parking. Then you. California's COVID-19 testing positivity soared to 15 percent after the holidays. Upon successfully passing your LGV Class 2 test, you will be granted both a Category C Licence and also a Category C1 licence, and be permitted to drive any Category C rigid vehicle up to 32 tonnes. customerservices@dvsa. 10 years ago in 2008/2009 the LGV pass rate was nearly 10% lower at 49% for the year!Dublin (25) Kildare (17) Kilkenny (7) Laois (6) Longford (5) Louth (7) Meath (10) Offaly (4) Westmeath (6) Wexford (9). Parnell House, 14 Parnell Square, Dublin 1, Ireland. Browse by location Connaught. Limerick, County Limerick. Monday through Friday and 7 a. One year licence (medical grounds) €0. Easily apply. Situated on the Sleaty Road Roundabout and just off the N80 from Dublin. The centres will be located in: Mulhuddart Dublin 15. Leverage your professional network, and get hired. Naas, County Kildare. “Driving Test Route app was perfect - 5 STARS *****”. 75 Wellington Street. 43: Motor caravan with two axles: €76. 513 of 2023 (PDF) . 513 of 2023 (PDF) . Lymphogranuloma venereum (LGV) testing is not routinely offered in sexual health clinics. ie tel: 066 712 0000 fax: 066 712 2188Tallaght, Dublin, Ireland -Dublin, Ireland -County Dublin, Ireland Education Distinction. ie website: tel: 021 450 3397 fax: 021 450 7843Craig Baker Driver Training Ltd. 2 lane LGV test centre; Full tachograph calibration and installation service; Speed limiter calibration fitting; Multi brand diagnostic service; 4 fully equipped service vansDublin Tunnel Commercials Test Centre offers a full range of HGV (Heavy Goods Vehicle) and LGV (Light Goods Vehicle) testing. At Dublin Tunnel Commercials Ltd we have well equipped modern premises with 2 LGV and 3 HGV lanes. hgv, doe testing, CVRT, HGV test dublin, hgv tests dublin, hgv testing dublin, LGV test kildare, lgv tests kildare Feb 4, 2023. Test Information. 01 808 0924. This will involve the examination of all unregistered vehicles to ensure the correct VRT is applied and that they comply with the legal requirements set down by the Revenue Commissioners. Since 1993 an approved and authorised LGV commercial vehicle test centre. You could also go to prison for up to 6 months. At Dublin Tunnel Commercials Ltd we have well equipped modern premises with 2 LGV and 3 HGV lanes. GET IN TOUCH. email: [email protected] Tonnes (3 Axles) €181. lgv test centre dublin, doe test centre, Register with the National Directory of Vehicle Testing Centres, Ireland Home › How to Register How to Register If. Services Provided . How to Register. 9 million registered vehicles and their owners as well as the 3. Monday to Friday, 8am to 4pm. 48883. 16: €43. 2 lane LGV test centre; Full tachograph calibration and installation service; Speed limiter calibration fitting; Multi brand diagnostic service; 4 fully equipped service vansDublin Tunnel Commercials Test Centre offers a full range of HGV (Heavy Goods Vehicle) and LGV (Light Goods Vehicle) testing. Negative cultures will be resulted after 48 hours and LGV testing will not be performed. 7. Sometimes different antibiotics are used. What happens if my vehicle fails the test? A: If your vehicle fails, our testers will issue you with a 'fail report'. DVSA theory test enquiries. email: [email protected] Tonnes (2 Axles) €145. Open from 7 am to 11 pm from Monday to Friday, we ensure our clients can always reach us at their convenience. The very latest DVSA practice LGV theory test questions and hazard perception videos. Wicklow VTN, DOE test centre wicklow, HGV and LGV Tests Wicklow, Dublin, Wexford,. A titer greater or equal to 1:512 is diagnostic. Location. 1 hour of on-road driving. Vtntest is ranked > 3,000,000 in the United States. You can take the lorry / LGV test in Derry / Londonderry, Belfast or Craigavon. Within the drive, there will also be 10 minutes of independent driving, designed to test your ability to drive safely while making independent decisions. Carlow (7). ie website: tel: 045 481 639 fax: 045. Schedule 3. We have well equipped modern premises with 2 LGV lanes and 1 HGV. 58: Heavy Goods Vehicles (HGV) Test PriceDublin Tunnel Commercials Test Centre offers a full range of HGV (Heavy Goods Vehicle) and LGV (Light Goods Vehicle) testing. Terms and Conditions. A brief summary of the website's purpose and content, along with relevant keywords that describe its focus. Argent are also the. Highfield Assessment 1 "VHVTU 21 -E-22 21 ighfild warding od for omlianc imitd Paper Code: M-EPA-LGV2002 Level 2 LGV Driver EPA Mock Knowledge and Behaviours Test The seal on this examination paper must only be. Call us now, in Birmingham, West Midlands, on 0121 783 4447 to find out more. 9. If you are a driver of an LGV or HGV, then you most likely come across CVR tests and their importance for commercial vehicle drivers. Test Resources Find general guidance on ARUP specimen preparation and handling, specimen transportation, test turnaround. Galway (10) Leitrim (9) Mayo (9) Roscommon (7) Sligo (7) Leinster. ) If you are considering a career using a twin rear wheeled van or small 7. > Contains the complete Revision questions from the Driver and Vehicle Standards Agency (DVSA) for. 500kgs Design Gross Vehicle Weight) and all Heavy Goods Vehicles (HGV) and Light Goods Vehicles (LGV) must pass a roadworthiness test one year after the date of first registration and thereafter every year. Not the correct vehicle? If you've entered the correct details but the vehicle listed does not correspond, please contact your local. Also has practise case studies for Driver CPC part 2. Q: Where is Dublin Tunnel Commercials Ltd. Situated on the Sleaty Road Roundabout and just off the N80 from Dublin. Kearns & Murtagh are specialists in commercial vehicle sales and servicing. Location: 6355 Scarlett Court, Suite 9, Dublin. Suitable for: • Trainee LGV/HGV drivers in GB & NI (lorry drivers) • Trainee PCV drivers in GB & NI (bus drivers) MULTIPLE CHOICE THEORY TEST – PART 1a. Belfast. 43: Motor caravans with three or more axles: €94. Created: 2005-04-13: Expires: 2022-04-13: Owner: DUBLIN. Dublin, D24 NH96. 34 : 7. Qualified CVRT Tester required for busy Test Centre. Have you been struggling to get your Lorry driver’s license? Will you like to get a good grasp on the theory section of the UK LGV theory test? If that is the case, you have landed the perfect place to learn everything you need to know about the UK. All commercial vehicles are required by law to have an annual commercial vehicle test. Everything needed to pass 1st time! 2023 Ready. Finding of LGV is presently by discovery of the bacterium’s hereditary material (DNA) in examples got from the ulcer base, or from rectal tissue, lymph hubs, or from swabs of the rectum in MSM and ladies uncovered rectally. Skip to content. • Get a collection of 900+ LGV test theory questions for preparation • Attempt the randomly generated mock tests to see where you stand • Offline and online practice + test preparation mode available for users • Cover all 14 topics of UK LGV Driving test theory section easily • Get free latest DVSA. 84: €57. Kildare, Ireland. Waterford. 5 tonnes but below 7. Test Information. 84: €57. Applus Inspection Services Ireland Ltd. As the result of the LGV test can take up tothree weeks to come back, your clinic doctor may advise you to start treatment for LGV before the final. 5 tonnes or less: €86. If an incorrect test category has been selected, any cost. - MOCK TESTS: Sit unlimited mock tests that are structured just like the official. Read reviews, compare customer ratings, see screenshots and learn more about LGV Theory Test UK 2023 Prep. How do I pass my Lorry driving test? In this video we will explain what is involved in the LGV driving test and how to pass it! or Cancel your Theory Test. 01. Aberdeen. CONTACT DETAILS 01 401 6840 info@rathcoolecommercial. We are ISO: 9001:2015 Certified and have been awarded the Freight Transport Association of Ireland Gold Trucksafe Standard for compliance and procedures. LGV Theory Mock Tests; LGV Theory Test Questions; CPC Module 2; CPC Module 2 Case Studies; PCV Theory Test. Vehicle Registration number. LGV Theory Test preparation materials from the Driving & Vehicle Standards Agency (DVSA - the people who set the tests). Over 300 hundred driving test centres and 7000 driving test routes are available for car, motorcycle, LGV and ADI (Approved Driving Instructors). Book your test now. LGV is a specific type of chlamydial infection, caused by the serovars L 1, L 2, and L 3 of C. Symptomatic LGV can be divided into three stages. Find a theory test centre. At Dublin Tunnel Commercials Ltd we have well equipped modern premises with 2 LGV and 3 HGV lanes. Time to do the test (check your diary) Credit/ Debit card details if you decide to pay online (alternatively you can pay at the test centre)All commercial vehicles are required by law to have an annual commercial vehicle test. Metallic Materials. The test is computer-based, user-friendly and takes about 120 minutes. Thursday 8:00 AM – 4:30 PM. Dublin Road, Cavan Town, Co. Q: Where is Dublin Tunnel Commercials Ltd. Failure to display an insurance disk carries an initial fixed charge of €60 (rising to €90 after 28 days). 19.